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Senior citizens looking to grow their savings have good news! Senior citizens considering fixed deposit (fd) investments will find that small finance banks (sfbs) offer the highest rates — upwards of 8 per cent. Those with a total income of rs 12 lakh under the new tax regime can file form 15h to avoid tds on interest, as their tax liability might be nil after applying the section 87a rebate.

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Opt for institutions offering competitive rates to maximize returns on your. Several banks offer competitive fixed deposit rates for senior citizens. Private banks such as yes bank and sbm bank maintain rates around 8.25%, whereas public sector banks like state bank of india offer up to 7.5%.

Of 8.50 per cent for deposits of 18 months and a day to 18 months and two days.

This special rate is available for those aged 60 and above, with a maximum investment limit of rs 3. Major commercial banks have slashed fd rates below the 8% per annum, however, several small finance banks continue to offer fd interest rates of 8% and above exclusively for senior. The flexibility of monthly, quarterly, or. Compare the interest rates offered by different banks and financial institutions for senior citizen fds.

Slice small finance bank offers the highest return:

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